Given the constant volatility and 24/7 nature of the digital asset market, delegated management is increasingly emerging as a key structuring pillar. Launched in 2021 as Crypto Assets Management before rebranding to its current name, Méreau Finance offers a discretionary management service dedicated to crypto-assets. Led by a management team with roots in traditional finance—including former executives from major banking institutions—the firm is registered as a crypto-asset service provider (PSCA) by the Autorité des marchés financiers under the European MiCA regulation (number A2026-025). A key feature of its model is the strict separation between investment decision-making and asset custody, with funds held by regulated partners such as Coinhouse, Banque Delubac, Iceblock, and Goin.
The firm's investment strategy relies on a rigorous dual approach to optimize the risk-return profile. The first pillar focuses on managing Bitcoin's four-year cycles tied to the halving, dynamically adjusting overall exposure between stablecoins, Bitcoin, and alternative tokens. The second pillar involves fundamental selection, restricted to the market's two hundred largest capitalizations. The team applies proven financial methodologies—such as discounted cash flow (DCF) or the Gordon-Shapiro model—to maintain a concentrated portfolio of approximately ten positions. Due to valuation challenges, specific categories such as memecoins, privacy-focused tokens, NFTs, or real-world assets (RWA) are formally excluded from the strategy.
This methodology is broken down into three distinct risk profiles (Prudent, Balanced, and Dynamic), associated with investment horizons ranging from four to six years. According to data as of August 31, 2026, the track record of net-of-fees performance since April 1, 2020, shows cumulative returns of +2,394% for the Dynamic mandate, +1,312% for the Balanced mandate, and +591% for the Prudent mandate. While the two most aggressive profiles outperformed Bitcoin over this total period, they also experienced marked temporary corrections during market downturns, such as the -49.03% decline suffered by the dynamic strategy in 2022.
Access to this service is structured around three pricing tiers tailored to the invested capital: the Discovery plan starting at €5,000 (1.99% entry fee), the Premium offer starting at €30,000 (0.99% entry fee), and Private Management for amounts over €100,000 (no entry fees). All mandates apply a fixed annual management fee of 2.99% as well as a performance fee of 20% on capital gains based on the High Water Mark principle. With no imposed lock-up period, this structure caters to both individuals and corporations looking to diversify their treasury, providing a professional framework to mitigate the impact of emotional bias during market fluctuations.